Privacy Policy

At UNIK FINANCE, we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store and protect your information when you visit our website, https://www.cashagainstcreditcardchennai.in/, or contact us regarding our services.

By accessing our website or submitting your information through our enquiry forms or communication channels, you acknowledge that you have read this Privacy Policy.

1. Information We Collect

We may collect the following types of information when you visit our website or contact us:

Personal Information

• Name
• Mobile number
• Email address
• City or location
• Other contact details you voluntarily provide

Enquiry Information

• Details about the service you are interested in
• Information you provide when submitting an enquiry
• Communication and customer support history

Technical Information

When you browse our website, certain technical information may be collected automatically, including:

• IP address
• Browser type and version
• Device and operating system information
• Pages visited and browsing activity
• Date and time of website visits
• Referring website information

Please do not submit your card PIN, CVV, OTP, banking password or other confidential authentication credentials through our website or communication channels.

2. How We Use Your Information

We may use the information collected for the following purposes:

• To respond to your enquiries and requests.
• To provide information about our services.
• To communicate with you through phone calls, WhatsApp or email.
• To assist with customer service and support.
• To improve our website, services and user experience.
• To maintain internal records and manage enquiries.
• To prevent fraudulent, suspicious or unauthorised activities.
• To comply with applicable legal and regulatory requirements.

We will use your information only for legitimate purposes connected with our business and as permitted by applicable law.

3. Sharing of Information

We do not sell your personal information to third parties.

We may share relevant information in limited circumstances, such as:

• With authorised employees or service representatives who need the information to respond to your enquiry.
• With technology, hosting or website service providers who help us operate our website.
• With relevant service providers where sharing is necessary for a service you have requested and is lawful.
• With government authorities, regulators or law enforcement agencies where required by applicable law.
• Where necessary to protect our legal rights, customers or business operations.

Any such sharing will be subject to applicable legal requirements and appropriate safeguards.

4. Cookies and Website Tracking

Our website may use cookies and similar technologies to improve website functionality and understand visitor activity.

Cookies may help us:

• Remember certain website preferences.
• Understand how visitors use our website.
• Improve website performance.
• Analyse website traffic and usage patterns.

You can manage or disable cookies through your browser settings. However, disabling certain cookies may affect some website features.

Where required by applicable law, we will obtain consent before using non-essential cookies or tracking technologies.

5. Data Security

We take reasonable technical and organisational measures to protect the personal information shared with us against unauthorised access, misuse, alteration, disclosure or loss.

However, no method of transmitting or storing information electronically is completely secure. Therefore, we cannot guarantee absolute security of information transmitted over the internet.

Customers should avoid sharing sensitive banking credentials, including PINs, CVVs, OTPs and passwords.

6. Data Retention

We retain personal information only for as long as reasonably necessary to fulfil the purposes described in this Privacy Policy, provide requested assistance, maintain appropriate business records and meet applicable legal obligations.

When information is no longer required, we will take reasonable steps to delete it or securely dispose of it, subject to applicable legal requirements.

7. Third-Party Websites and Services

Our website may contain links to third-party websites or services, including banks, payment providers and external platforms.

These websites operate independently and may have their own privacy policies and data-handling practices.

UNIK FINANCE is not responsible for the privacy practices or content of external websites. We encourage visitors to review the relevant privacy policies before sharing personal information with third parties.

8. WhatsApp, Phone and Email Communication

If you contact us through WhatsApp, phone or email, we may use the contact information and details you provide to respond to your enquiry and offer customer support.

Communication through third-party platforms is also subject to their respective privacy policies and terms of service.

You may request that we stop sending non-essential promotional communications through our available contact channels.

9. Your Privacy Rights

Subject to applicable law, you may have the right to:

• Request access to the personal information we hold about you.
• Request correction of inaccurate or incomplete information.
• Request deletion of personal information where legally permitted.
• Withdraw consent where processing is based on your consent.
• Raise concerns about how your information is being used.
• Contact us regarding privacy-related questions or complaints.

To exercise these rights, please contact us using the details provided below. We may need to verify your identity before processing certain requests.

10. Children’s Privacy

Our website and services are not intended to knowingly collect personal information from children in circumstances where such collection is not legally permitted.

If we become aware that personal information has been collected from a child in violation of applicable law, we will take appropriate steps to address the matter.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our business practices, website functionality or applicable legal requirements.

Any updated version will be published on this page with a revised “Last Updated” date.

Visitors are encouraged to review this page periodically to stay informed about how their information is handled.

12. Contact Us

If you have any questions, requests or concerns regarding this Privacy Policy or the handling of your personal information, please contact us:

Business Name: UNIK FINANCE

Website: https://www.cashagainstcreditcardchennai.in/

Mobile / WhatsApp: +91 72999 27000

Office Phone: 044 4204 1414

You may contact our team for privacy-related requests, corrections or complaints.

Your privacy matters to us. UNIK FINANCE is committed to handling your personal information responsibly and transparently.