Unlock Kotak Credit Card Benefits: Swipe Smart for Rewards

Kotak Credit Card Benefits

Kotak Credit Card Benefits

In the dynamic landscape of personal finance, credit cards play a pivotal role in providing convenience and a plethora of benefits to users. Among the esteemed players in the credit card arena, Kotak Mahindra Bank has carved a niche for itself with a range of credit cards that offer an array of advantages. We at UNIK Financing Solutions provide you with cash against credit card Services. You will get these benefits and Reward points for Credit card Swipe.  Let’s delve into the world of  Kotak credit card benefits and discover how they can enhance your financial journey.

Cashback Offer

Kotak Credit Card Benefits often come with enticing cashback offers, turning your regular expenditures into opportunities for savings. Whether it’s dining at your favorite restaurant, shopping for essentials, or fueling up your vehicle, the cashback benefits make every transaction a rewarding experience. Keep an eye on promotional periods and special categories to maximize your cashback returns. The percentage of cashback will vary and usually ranges anywhere from 5 to 10%.

Travel Reward

Kotak credit cards bring forth a suite of travel benefits. These may include complimentary airport lounge access, travel insurance coverage, and discounts on flight and hotel bookings. Experience the joy of seamless travel, knowing that your Kotak credit card has you covered with exclusive perks designed for the globetrotter in you.

EMI Options

Kotak credit cards offer the flexibility of converting substantial purchases into easy monthly installments (EMIs). This feature not only facilitates responsible spending but also ensures that you can manage your finances with ease, making big-ticket items more accessible.

Kotak Credit Cards for Reward Points

Kotak Bank credit cards provide you with a good return on your investment in terms of reward points. Here are some of the top Kotak credit cards that offer the highest reward points. You can earn reward points on your Kotak Bank credit cards when you make payments towards the following categories:

  1. Movies /Groceries/Welcome bonus/High-value purchases
  2. Dining/ International Travel/everyday shopping
  3. 10,000 products from different brands
  4. E-vouchers /Movies via BookMyShow vouchers
  5. Travel- Domestic Flight and hotel bookings
  6. When you use a credit card to purchase high-value items, such as gold jewelry, international travel reservations, and vacation packages, you can earn more credit card rewards points.
  7. You can use your travel credit card to redeem points on bus, train, and flight tickets.
  8. Mobile Recharge-Top operators: Airtel, Jio, BSNL, MTNL, Idea & Vodafone
  9. Vouchers-Top categories: Bags, Perfumes, Appliances, Apparel, Jewellery, Electronics, Home & Kitchen, Eyewear, etc.
  10. Shopping-Top brands: Myntra, KFC, Pantaloons, Amazon Pay, Westside, Flipkart, PVR, etc.

Top Kotak Credit Cards for Reward Points

  1.  Kotak Royale Signature Credit Card
    Up to 4 reward points on every Rs. 150 spent on selected categories
  2. Kotak League Platinum Credit Card
    Up to 8 reward points per Rs. 150 spent across all spend
  3. Kotak Privy League Signature Credit Card
    5 reward points for every Rs. 100 spent on selected categories
  4. Kotak IndiGo Ka-Ching 6E Rewards XL Credit Card
    6% rewards on your IndiGo spends
  5. Kotak Urbane Gold Credit Card
    3 reward points for every Rs. 100 spent on the retail category


Swipe your credit card and open the door to a realm of rewards. Whether it’s earning points for every purchase or enjoying cashback on daily expenses, your card is designed to make every transaction count. Credit card reward points add an extra layer of value to your financial transactions, allowing you to enjoy tangible Kotak Credit Card Benefits and rewards simply by using your Credit card for everyday purchases. For the most accurate and current information about the rewards program, always check the special terms and conditions of the Kotak credit card.