Swipe Smarter: Click to Unlock Credit Card Rewards Points

Credit Card Reward Points

Credit card reward points programs have become a pivotal aspect of modern financial strategies, offering users an opportunity to turn their everyday transactions into valuable perks. Today, let’s embark on a journey to explore the credit card reward points offered by Axis, HDFC, Kotak, and IndusInd credit cards.

Axis Bank Credit Card Reward Points

Every time you make a payment towards one of the many categories on your Axis Bank credit card, you’ll earn a reward point. You’ll get a reward point every time you swipe a Credit Card on eligible transactions. You’ll also get up to 10x EDGE rewards and a 35% discount on gift cards from over 100 brand partners.

  1. Vouchers for dining, travel, jewelry, gift, electronics, online shopping and more
  2. Smartphones, gadgets, accessories
  3.  Redeem credit card reward points against Air Miles for Club Vistara Jet Privileges
  4. E-vouchers for brands like Titan, Croma, Amazon, Myntra, Flipkart, Cleartrip, etc.
  5. Products for personal care and grooming, toys and games, back-to-school accessories for children, etc.
  6. Electronic appliances/Travel offers/Fashion products/Home décor/Fitness and sports-related products

HDFC Credit Card Reward Points

Points are earned when you use HDFC Credit Cards to make payments. The points earned on HDFC Credit Cards can be used to redeem vouchers from the top brands listed in the HDFC Credit Card product catalog, cashback, air miles, flight bookings, hotel bookings, and Unified SmartBuy.

  1. Rewards for Everyday Spends: 10x CashPoints on BigBasket, BookMyShow Entertainment, Swiggy Orders, Uber
  2. Bookings, and OYO Hotel Bookings on HDFC Bank Freedom Credit Card
  3. Rewarding Points for Flights & Hotel Bookings
  4. Rewarding Points for Tanishq Vouchers through SmartBuy Portal Rewarding Points per month on HDFC Infinia Card
  5. The reward points earned on grocery transactions

Kotak Credit Card Reward Points

Kotak Mahindra Bank offers a plethora of credit card options with varying rewards benefits, depending on the type of card held by the customer. Cardholders can earn reward points on purchase transactions and then redeem them for gifts and vouchers from the online rewards catalog.

  1. Travel- Domestic Flight and hotel bookings
  2. Using a credit card to make high-value purchases, such as gold jewelry, international travel bookings, and holidays can fetch more credit card reward points.
  3. You can use your travel credit card to redeem points on bus, train, and flight tickets.
  4. Mobile Recharge-Top operators: Airtel, Jio, BSNL, MTNL, Idea & Vodafone
  5. Vouchers-Top categories: Bags, Perfumes, Appliances, Apparel, Jewellery, Electronics, Home & Kitchen, Eyewear, etc.
  6. Shopping-Top brands: Myntra, KFC, Pantaloons, Amazon Pay, Westside, Flipkart, PVR, etc.

IndusInd Bank Credit Card Reward Points

you can enjoy the wide range of options available under the rewards catalog. Some of the major categories that are available under the catalog are as follows:

  1. Flight & hotel bookings
  2. Products from various categories, like electronics, lifestyle, fashion & more
  3. Deals or discounts on top brands like Flipkart, MakeMyTrip, Ajio, etc.
  4. E-vouchers of Myntra, Max, Shoppers Stop, etc.
  5. Cashback offers on top brands, including Swiggy, EazyDiner, Yatra & others


In the realm of credit card reward points, Axis, HDFC, Kotak, and IndusInd each bring their unique offerings to the table. By understanding the intricacies of their reward programs and implementing strategic spending, you can unlock a world of financial benefits tailored to your preferences. We provide Cash Against Credit Card in Chennai. Offers spot cash on credit card at a low percentage. Start maximizing your credit card reward points today and turn your everyday spending into a journey of financial rewards.